About Troy

My name is Troy Guy and I work for Direct Mortgage Investors.  I have been in the mortgage industry for over 30 years and to be honest, there has been a lot of ups and downs in the industry.  I've worked with major banks in the past like Chase, BOA, Inland, BMO, PNC and being a broker gives you much more freedom to be creative and not be limited to what banks have to offer.  Now it's really not about the company you work for but the person you are working with.  I take accountability on everything I do.  I'll work hard for you to get the job done.  Communication is the key to everything.  I believe that if I keep a constant communication with whom I am working with regardless if its good news or bad news,  you are always informed.  I try to put myself (ALWAYS) in your shoes if I was the one applying for a loan.  I would want to know what is going on? .. when are we closing?.. how much do I have to bring to the table?... is my rate locked in?  All these questions are very important to the buyer and the realtor.  Let me know how can I can help you so I can get you into the house you want or help you refinance to lower your monthly payment.  I AM AT YOUR SERVICE

Learn More
3 Nontraditional Mortgage Options

3 Nontraditional Mortgage Options

Feb 26, 2026

We offer Traditional and Nontraditional Mortgage Loans. If you are looking for something to better fit your financial needs this article is for you.

Using a HELOC to Buy a Second Home

Using a HELOC to Buy a Second Home

Feb 24, 2026

Learn how to use a HELOC to buy a second home. Understand the process, advantages, risks, and alternatives for second home financing.

What Higher Mortgage Limits Mean for Homebuyers in 2026

What Higher Mortgage Limits Mean for Homebuyers in 2026

Feb 19, 2026

The 2026 loan limit increases expanded borrowing power for conventional, VA, and FHA loans. Learn how these new conforming loan limits impact your home buying strategy.

Contact Troy
Have questions or need assistance? Our team is here to help. Fill out the form and we'll get back to you as soon as possible.
2875 S; Ocean Blvd Ste.200
Palm Beach, FL 33480

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