About Troy

My name is Troy Guy and I work for Direct Mortgage Investors.  I have been in the mortgage industry for over 30 years and to be honest, there has been a lot of ups and downs in the industry.  I've worked with major banks in the past like Chase, BOA, Inland, BMO, PNC and being a broker gives you much more freedom to be creative and not be limited to what banks have to offer.  Now it's really not about the company you work for but the person you are working with.  I take accountability on everything I do.  I'll work hard for you to get the job done.  Communication is the key to everything.  I believe that if I keep a constant communication with whom I am working with regardless if its good news or bad news,  you are always informed.  I try to put myself (ALWAYS) in your shoes if I was the one applying for a loan.  I would want to know what is going on? .. when are we closing?.. how much do I have to bring to the table?... is my rate locked in?  All these questions are very important to the buyer and the realtor.  Let me know how can I can help you so I can get you into the house you want or help you refinance to lower your monthly payment.  I AM AT YOUR SERVICE

Learn More
Unlocking Your Home's Hidden Treasure: HELOC or Home Equity Loan?

Unlocking Your Home's Hidden Treasure: HELOC or Home Equity Loan?

Jul 13, 2026

Compare the differences between HELOC and home equity loans to understand which option may fit your goals, budget and needs the best.

Understanding Credit Bureaus: How They Impact Your Financial Life

Understanding Credit Bureaus: How They Impact Your Financial Life

Jul 10, 2026

Learn how credit bureaus work, how scores are calculated, and how to improve your credit for better loan approval and lower interest rates.

Should You Talk to a Lender or Real Estate Agent First?

Should You Talk to a Lender or Real Estate Agent First?

Jul 08, 2026

Not sure if you should call a Lender or Real Estate Agent first? Find the answer and start your home buying journey with confidence.

Contact Troy
Have questions or need assistance? Our team is here to help. Fill out the form and we'll get back to you as soon as possible.
2875 S; Ocean Blvd Ste.200
Palm Beach, FL 33480

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